Clear Lake, Mason City and North Iowa real estate and homes for sale in Iowa, vacation homes and lakefront homes - Julie McQuaid, REALTOR® Julie McQuaid REALTOR(r) for Clear Lake, Mason City and North Iowa, Iowa real estate, vacation homes and lakefront homes - NUMBER1EXPERT™ Julie McQuaid NUMBER1EXPERT(tm) for Clear Lake, Mason City and North Iowa, Iowa real estate, vacation homes and lakefront homes
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Julie McQuaid, REALTORŪ, real estate agent and broker for Clear Lake, Mason City and North Iowa Iowa home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 641-357-3330


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Julie McQuaid is one of The Top Selling Real Estate Experts™
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My Special Offers: Clear Lake, Mason City and North Iowa Iowa home buying, real estate listings, and homes for sale in Cerro Gordo County, IA
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If you Sell or Buy your home through McQuaid Agency, you can use our Moving Truck Free*! *Some Restrictions apply, such as having a valid drivers license, destination mileage limits, etc. Our 2004 Ford 350 Truck comes equipped with a hardwood box floor, 12 furniture pads, a pull out ramp, and an appliance cart.  

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Real Estate Tips
Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

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Real Estate Trivia
Q 
Who is the world's richest living person?

A 
William H. Gates, III, Chairman of Microsoft Corporation, whose wealth was estimated at $46.6 billion in 2004.
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Julie McQuaid, REALTORŪ, real estate agent and broker for Clear Lake, Mason City and North Iowa Iowa home listings, property and land for sale - NUMBER1EXPERT(tm)

Julie McQuaid, CRS, GRI
McQuaid Agency

415 1st Ave. S.
P.O. Box 902
Clear Lake, IA 50428
Office / Voice Mail: 641-357-3330 ext. 2222
Fax: 641-357-2333
juliemcquaid@NUMBER1EXPERT.com

My personal motto is "Expect the Best!" and that's just what I give you. I have been in the real estate business since 1984. My clients consistently refer me to their friends and families because I have proven to be responsive and engaged. I bring all my energy and commitment to your service.

My exceptional professional training, meticulous attention to detail, and comprehensive knowledge of the market in this area guarantees that you will get the best possible outcome on your real estate transaction. This is a wonderful place to live and I look forward to working with you. Please e-mail me or call my office today!


McQuaid Agency real estate and homes for sale in Clear Lake, Mason City and North Iowa Iowa

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