Clear Lake, Mason City and North Iowa real estate and homes for sale in Iowa, vacation homes and lakefront homes - Julie McQuaid, REALTOR® Julie McQuaid REALTOR(r) for Clear Lake, Mason City and North Iowa, Iowa real estate, vacation homes and lakefront homes - NUMBER1EXPERT™ Julie McQuaid NUMBER1EXPERT(tm) for Clear Lake, Mason City and North Iowa, Iowa real estate, vacation homes and lakefront homes
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Julie McQuaid, REALTORŪ, real estate agent and broker for Clear Lake, Mason City and North Iowa Iowa home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 641-357-3330


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Find Your Home: Clear Lake, Mason City and North Iowa Iowa home buying, real estate listings, and homes for sale in Cerro Gordo County, IA
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Let Me Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation. 

As a top Clear Lake, Mason City and North Iowa REALTORŪ, I make it my business to be aware of every local home or property on the market. I even know of properties that will be available, but have yet to formally be placed on the market. 

I have direct access to the Clear Lake, Mason City and North Iowa area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings. 

If you give me some idea of what you are looking for, I will personally review all my sources of real estate listing information and send you everything within your price range that matches your criteria. I can save you a great deal of time! 

This is a totally free service, and there is no obligation. It's part of my job to offer services like this to homebuyers. 

Tell me what you are looking for! It's my job to know every property in Clear Lake, Mason City and North Iowa, even ones not listed online. My personal search for you is FREE and without obligation. Please give me as many details as possible... 

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Real Estate Tips
First Time Buyers >Good Faith Estimates

Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.

If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.

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Real Estate Trivia
Q 
What private residence is considered the most expensive house ever built?

A 
The William Randolph Hearst Ranch in San Simeon, California cost over $30 million, equivalent today to $276,883,320. Bill Gates recently built a home for over $40 million.
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Julie McQuaid, REALTORŪ, real estate agent and broker for Clear Lake, Mason City and North Iowa Iowa home listings, property and land for sale - NUMBER1EXPERT(tm)

Julie McQuaid, CRS, GRI
McQuaid Agency

415 1st Ave. S.
P.O. Box 902
Clear Lake, IA 50428
Office / Voice Mail: 641-357-3330 ext. 2222
Fax: 641-357-2333
juliemcquaid@NUMBER1EXPERT.com

My personal motto is "Expect the Best!" and that's just what I give you. I have been in the real estate business since 1984. My clients consistently refer me to their friends and families because I have proven to be responsive and engaged. I bring all my energy and commitment to your service.

My exceptional professional training, meticulous attention to detail, and comprehensive knowledge of the market in this area guarantees that you will get the best possible outcome on your real estate transaction. This is a wonderful place to live and I look forward to working with you. Please e-mail me or call my office today!


McQuaid Agency real estate and homes for sale in Clear Lake, Mason City and North Iowa Iowa

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