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Julie McQuaid, REALTORŽ, real estate agent and broker for Clear Lake, Mason City and North Iowa Iowa home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Clear Lake, Mason City and North Iowa Real Estate

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Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Properties.

Need local real estate information? I've summarized much of what is important about the Clear Lake, Mason City and North Iowa real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top REALTORŽ. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR REALTORŽ. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Clear Lake, Mason City and North Iowa REALTORŽ, I have the experience and track record you are looking for. Please let me help.

- Julie McQuaid, CRS,GRI
Broker / Owner

School Reports in Clear Lake, Mason City and North Iowa, Iowa

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Schools in Clear Lake, Mason City and North Iowa

Financing Your Home >Your Financial Cushion

When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.

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Q	What amenity do 48% of all homes in the new housing market have?
A	48% of all newly-constructed homes now have 2 1/2 baths or more, up from 1985 when only 29% had more than 2 baths.
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Julie McQuaid, CRS, GRI
McQuaid Agency
415 1st Ave. S.
P.O. Box 902
Clear Lake, IA 50428
Office / Voice Mail: 641-357-3330 ext. 2222
Fax: 641-357-2333
juliemcquaid@NUMBER1EXPERT.com

My personal motto is "Expect the Best!" and that's just what I give you. I have been in the real estate business since 1984. My clients consistently refer me to their friends and families because I have proven to be responsive and engaged. I bring all my energy and commitment to your service.

My exceptional professional training, meticulous attention to detail, and comprehensive knowledge of the market in this area guarantees that you will get the best possible outcome on your real estate transaction. This is a wonderful place to live and I look forward to working with you. Please e-mail me or call my office today!

www.LakeHomesAndMore.com is brought to you by Julie McQuaid
NUMBER1EXPERT™ in real estate for Clear Lake, Mason City and North Iowa, Iowa, Vacation Homes, Lakefront Homes

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